No spreadsheets, no forms, no fiddly categories. Just tell Monaime what happened —
coffee $4.50 or move $200 to savings — and the AI records, sorts and explains it for you.
Wallets, budgets, goals, debts and subscriptions live in the same conversation — so you never switch tabs to answer "where did it go?"
Type or speak naturally — "paid rent 1200", "got salary", "split dinner with Anna". Monaime reads the amount, currency, category, wallet and even the person, then confirms before saving.
Cash, cards and savings in one balance. Move money between them with a sentence — Monaime keeps both sides in sync.
Set a limit per category. Ask "how's my food budget?" and get spent, left and days remaining — no dashboard hunting.
Name a goal, add to it any time, and get honest projections: "at this pace you'll hit $3,000 by March."
Track who owes you and who you owe by name. "Anna paid back $50" closes it — balances update instantly.
Set up recurring bills once. Monaime spots forgotten subscriptions and reminds you before each charge.
Ask for a breakdown, compare this month to last, or see where you'll land by month-end — answered in the chat, with the numbers that matter.
Say it out loud on the go, or snap a receipt — Monaime pulls out the total and category so you don't type a thing.
A few real conversations. No command syntax to memorize — write like you'd text a friend.
Monaime doesn't just record — it watches for patterns and nudges you at the right moment, never spamming.
A plain-English recap: what changed vs. last week, and where you'll land by month-end.
"You spent 3× your usual on Entertainment." Unusual charges and likely duplicates get flagged early.
Finds recurring charges you forgot about and shows what you'd save by cancelling.
A soft ping at 50%, a warning near the limit, and a heads-up 3 days before a debt is due.
Everything you add on one device shows up on the others in seconds. Lost signal? Keep logging — it syncs when you're back.
A fast, offline-first iPhone app with voice input, widgets and push notifications — built for logging on the go.
Open web.monaime.app in any browser — nothing to install, same account, same data.
Changes fan out to every device you own, and deletions clean up everywhere — no duplicates, no manual refresh.
Open Monaime, type your first expense, and watch it sort itself out. Free to use — no card, no setup wizard.